Psst, got a lazy five grand laying around somewhere?

If it’s time for a holiday for you and your nearest and dearest, those five Gs are no doubt burning a hole in your pocket! Well you’re in luck.

We’ve got 10 travel ideas for under $5,000 for you that all feature at least 4-star accommodation. They’ll kick your wanderlust into high gear in a heartbeat.

No. 1 Budget Bangkok

Everybody loves a bargain and with five thousand bucks to throw at your getaway, why not squeeze more nights out of your travel dollar? You can choof off to Thailand and bunk down in 4-star accommodation for 15 nights.

Count ‘em … that’s just over two weeks! Will you ever want to go home?

Spend a little moolah in the markets and sightsee for days! Good ol’ Bangkok.

No. 2 All aboard for 3 luxurious nights

Experience a bygone era that’s suspended in time for luxury rail travellers. For your five thousand dollars, you can board the Eastern & Oriental Express for a 4-day, 3-night journey from Bangkok to Malaysia via Singapore and the River Kwai.

Dine on fabulous chef-prepared food and move on to the Bar Car for live piano music and sublime cocktails. You’ll slumber in your private cabin and explore fascinating bazaars and temples at the stops along the way.

With airfares and rail fares bundled together, your $5,000 will cover it (er, for one person).

No. 3 Cha-ching! Vegas for 10 nights

Gambling funds aside, stump up your five grand and you can live it up on The Strip in 4-star accommodation for ten glitzy nights. Play your cards right (ask your travel agent) and you could snag an upgrade to five-star.

That includes return airfares from Sydney for two and hotel tariff of about $172 a night. What gets spent in Vegas, stays in Vegas, obviously.

Mind you, if Lady Luck smiles on you, your trip could end up a whole lot cheaper.

Or maybe you want to incorporate an impromptu honeymoon in your stay!

No. 4 Oh, Canada!

You’ll be singing the Canadian national anthem too when you see the value you could get on a trip there. At the time of writing, Qantas Holidays was offering a 7-night trip for just under $5,000 twin share (not including airfares) that included a ride to the centre of Athabasca Glacier, a half-day Yoho National Park Tour, a panoramic helicopter tour and several other attractions.

With 7 nights’ 4-star accommodation and glorious rail travel as part of the deal, can’t you just see yourself exploring Lake Louise, Banff and the myriad natural attractions along the way?

No. 5 Open the door on Singapore

For your $5,000, you and your favourite travel companion can scoop up return airfares ex-Sydney and bed down in a 4-star hotel in this stunning destination. Shop til you drop at Singapore’s largest shopping mall, the gleaming VivoCity, or see how many of the 800 stalls you can get through at Bugis Street Market.

Eat your fill of street food, especially noodles, but make sure you experience at least one lush cocktail in a fabulous skyline bar.

No. 6 Take a 7-night safari in Cape Town, South Africa

If shopping’s not your bag and you got over people watching last holiday, try something different and a little wild. You can find charming 4-star twin share accommodation for seven nights which, along with your airfares ex-Sydney, will bring you in under $5,000.

There are multiple game parks and wildlife reserves to choose from outside the city so scope them out online to find your wildlife nirvana.

No. 7 Vacay like a Raj in India

$5,000 is not exactly a king’s ransom but in India, you’ll feel like royalty! 4-star accommodation is very affordable so for the two of you, return flights ex-Sydney, 13 nights in Delhi and a hundred bucks in spending money per day is totally do-able.

Put that $100 towards sights, attractions, food, drinks, transport and shopping!

No. 8 Fabulous Fiji

How about five glorious nights in an Ocean View Suite at a beautiful boutique resort in Fiji? Given that you’ll be staying in a villa, it’s a notch or two above 4-star which you can no doubt handle quite easily.

For $5,000 for two of you, return flights are included from Brisbane, Melbourne or Sydney, as are car transfers, five nights’ accommodation, daily breakfast, non-motorised water sports and bicycles and some fun cultural activities. What are you waiting for?!

No. 9 Smile for Samoa

Imagine seven beautiful nights in Samoa, ensconced in a boutique resort that’s situated in its own private secluded bay. Your airfares, twin share accommodation, breakfast, transfers and even your mini bar beer, wine, soft drink and snacks are included, for less than $5,000!

Swim in the lagoon, walk along the beach, soak up some rays and gorge on delicious meals. It’s truly a paradise and it’s only for grown-ups so take your nearest and dearest for a loved-up holiday.

No. 10 Dive into the Maldives

Prepare to be royally spoiled at the Sheraton Full Moon Resort in the Maldives for five sumptuous nights including buffet breakfast daily. The two of you can fly return from Sydney to this island paradise and get busy snorkelling, sunbathing and swimming.

Your Deluxe Room features tropical décor, air-conditioning and lovely timber blinds for that all-important afternoon siesta.

Don’t forget to book some spa treatments; indulge in a body wrap, foot reflexology, a facial or have your nails done while the waves tumble and crash, close enough to serenade you.

How to find a spare $5,000

Ok so not everyone has a cheeky five grand carpeting the floor but you might be surprised to find extra money where you least expect it. Think of what you have coming to you in tax refunds, share dividends and holiday pay.

Offload some stuff you don’t need anymore on Gumtree or invest a little time in pricing around for your health fund, electricity, gas and mobile phone plan.

There’s money to be found and it would be so much nicer to spend it on yourself than to just give it away to big corporations!