Essentials Travel Insurance – Basic + A Bit More

Essentials Travel Insurance - Online Travel Insurance

If you’re travelling overseas on a budget, but you need a few extra things, our Essentials Plan may be right up your alley.

Essentials travel insurance provides cover for overseas medical expenses, personal liability and luggage & personal effects.

This cover is designed for the budget traveller who require the most important things to be covered (your health) plus your luggage, with extra selectable options like cancellation and rental vehicle excess.

What Does Our Essentials Plan cover?

Our Essentials Plan provides cover for:

  • Overseas emergency assistance – unlimited cover*
  • Overseas emergency medical and hospital expenses – unlimited cover*
  • Personal liability – up to $1 million
  • Luggage and personal effects - up to $3000.

You can see what our Essentials plan covers at a glance below. The table below is a summary only and reflect the maximum amount that we will pay. Terms, conditions, limits and exclusions apply, please see the Product Disclosure Statement for more information.


  • Unlimited overseas emergency assistance
  • Unlimited overseas medical and hospital expenses
  • $1 million personal liability
  • Selectable cancellation
  • $3,000$6,000 luggage & personal effects
  • Optional rental vehicle excess cover
  • Travel delay expenses
  • Travel documents, transaction cards & travellers cheques
  • Theft of cash
  • Accidental death
  • Permanent disability
  • Loss of income

*Sublimits apply